
Learn how Medicare works, when to enroll, and how to avoid costly mistakes. Grab you free copy of our Medicare Breakdown Book.
Written by Stephen Fromme of Fromme Insurance

You’re Turning 65 Soon
You’re approaching Medicare eligibility and want to understand your options before making decisions that can impact your coverage and costs for years.
You’re Confused About Medicare
Parts A, B, C, D… Advantage vs Supplement… deadlines, penalties, enrollment windows — it’s a lot. This workshop breaks it down in simple, plain English.
You’re Still Working or Recently Retired
Unsure how Medicare works with employer coverage, COBRA, or retiree plans? We’ll walk through the rules and your best options.
You Want to Avoid Costly Mistakes
Most people make at least one Medicare mistake their first time. This workshop shows you how to avoid penalties, coverage gaps, and overpaying.
You Want Education, Not Sales Pressure
This is an educational session focused on clarity and understanding — not a high-pressure sales pitch.

He is known for his clear, educational approach and his ability to simplify even the most confusing parts of Medicare — without pressure or sales tactics.
Stephen’s goal is simple:
“My priority is for you to leave this book feeling confident, informed, and in control of your Medicare decisions.”